Testimonials From Our Clients


Dear Andrew

Re: Equity Release / Lifetime Mortgage

My wife and I would like to thank you for your professionalism in advising us on Equity Release Mortgages to secure a cheaper interest rate.

We would not hesitate to recommend you or your company to anyone who needs financial advice.

Yours sincerely

Jim Jeffery

86 Downsway, Shoreham by- Sea, West Sussex. BN43 5GN.



Hi Andy

Just read the pension 9 month progress report / statement and would like to express my extreme satisfaction.
As you know I was a little hesitant to switch to you at first due to the new charges to be imposed but I need’t have been concerned.
I see I have gained 28.96% already thus presently over £60,000 better off than the fund would now have been worth had I stayed in the old scheme with my previous Financial Advisor. I am so pleased to have followed your advice and changed to both you and the new Pension arrangement.
Great thank you keep it up, frankly all beyond me these days. Pensions are so complicated that I need an expert like you. Glad I changed to you from my previous financial advisor – should have done it sooner.
These days and at my mature age I am always dubious of changing Professionals. Having known you for so many years and your high standards in business I had the confidence to ask if you would act for me. Very glad I did, hopefully when I draw the pension it will pay the schools fees and still enable me to enjoy my very high standard of living!!!

Kind regards

Brian M Dodd FNAEA
Glawood Limited
Glawood Group of Companies


Dear Andy
Many thanks for your recent emails confirming the large increase in the size of my pension fund and your advice on changes to the funds to keep it growing!
Until you took over the management no one has been as proactive or successful and I would like to put on record how much I appreciate all you have done.
Long may it continue.
Kind regards.

Yours sincerely
Richard Howes
Well done and the results you have got me are astounding and in a recession!!!


Dear Andrew
Re: Pension Annuity.

We would like to thank you very mch indeed for organising our Pension Annuity.

Your help and advice is much appreciated and we are delighted that with your efforts and taking your advice you have been able to get us almost half as much again more income than our old Pension company had indicated.

Your sincerely

Mr A. & Mrs A. Burtenshaw


Dear Andy

I would just like to thank for your work with my Annuity agreement.

Thanks to your advice, I received approximately 25% extra payment Per month than i would have got with the original Policy Supplier.

Thanks once again



Hi Andy

I just wanted to say a huge thank you for all your assistance in helping us with our successful Mortgage application. Nothing has been too much trouble for you and although we have had some obstacles you always sorted them out and you wouldn't give up until everything was correct and in place for us.

I would recommend you most highly as an excellent advisor to anyone, your service and knowledge is first class and its been a pleasure to deal with you

Thank you again

Teresa Hedges


Dear Andrew
Re: Our new Mortgage
Just wanted to thank you once again for your courteous and most efficient service.
We said we wanted to change our mortgage over as soon as was possible to a lower interest rate but didn’t expect that you would be able to organize a mortgage offer with the new Mortgage Company within only a week of completing the application papers.
Excellent service, many thanks for all your help.
We will certainly use your services again.
Yours sincerely,
Mr R.G. & Mrs S. Blackford


Dear Andy,

I would like to thank you for obtaining a mortgage for me for which I am eternally grateful. I fully appreciate that my financial circumstances were challenging and recognise how resourceful you were, furthermore you presented me with a favourable interest rate in order that I could proceed.

I must add that for me I am grateful with the personal service that you provided, as you significantly helped to ease the stress that such a financial matte evokes.

With regards from

Lisa Koznik
A satisfied customer


I have recently had dealings with Mr Andrew Ryall of ADR Financial Services as I was planning to organise an Equity Release loan.
I found him very helpful & courteous, and would certainly recommend him to anyone else. I would also use him again if I needed help or advice.

Margaret A. Campion


Having been a client of ADR Financial Services for many years it was of little surprise to me how professionally handled my Equity Release was through them.

From my initial home visit through to receiving my funds, ADR Financial Services were there every step of the way to guide and assist me.

Professional, competitive and solid advice is why I am a long term client and have recommended them countlessly over the years. Always friendly, always helpful and most importantly always there, ready with the proper professional advice I have needed.

J Wiltshire

(Hove, Sussex)


Honest, no pressure advice resulting in significant increase in investment in times of austerity.

Sarah Pope

Shoreham by-Sea


Andrew Ryall has been my trusted financial adviser for the last 4 years and during this time has provided sound advice to assist me in managing my personal portfolio.

During this time, Andrew has played an important part in helping me achieve both my short and long term goals. I have enjoyed courteous and attentive service which is always been clearly and carefully tailored to my individual needs and personal concerns. After reviewing my investments and pension arrangements, taking into account my personal circumstances and my attitude to risk, I now feel confident that I have a sound plan in place for the future. During the advisement process Andrew has taken the time to explain all the choices and possibilities to me and as a result I have felt supported thought-out the process. The growth of the investments recommended by Andrew has out performed my initial expectations. This has allowed me to have a greater range of options available to me as I consider the direction of my years to come.

I have recommended Andrew both to friends and family and will continue to do so. I look forward to working with Andrew for many years to come.

Anon of Worthing



Dear Andrew

Re: Equity Release / Financial Planning

We would like for thank you for organising our Lifetime Mortgage.

We were quite daunted by this at the start but with your friendly and professional help and assistance throughout the process, you quickly put us at ease and we are delighted with the outcome.

We would not hesitate to recommend your company to friends and colleagues.

With very best wishes

Mr Ajit K. Ghoshal   

21 Clifton Terrace, Brighton BN1 3HA.


Dear Sirs,

For the record, I am taking this opportunity to write a testimonial with regard to the services provided by Andrew Ryall.

At a time when I was in great need of personal financial assistance, Andrew Ryall's name was highly recommended as an individual on whom I should call for help.

I took that advice, and in the years since first making contact my situation has greatly improved, I have confidently taken on board his recommendations and shall continue to do so.

Suffice to say, I do not hesitate to recommend, and have recommended to others his name should they been in need of sound financial investment matters.

Yours Sincerely,

A.M. Lloyd,

1 Lime Grove, The Dell, Angmering, West Sussex, BN16 4HA

The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
ADR Financial Services is a member of Best Practice IFA Group Ltd which is authorised and regulated by the Financial Conduct Authority. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk. Details can be found at https://register.fca.org.uk/ under reference number 191578.