When it comes to providing for our retirement too many people are doing too little too late. Putting away even a small sum early on can make a big difference to the lifestyle you will enjoy when you retire. The golden rule for most people, is to not rely on the State alone. Modern pensions benefit from tax breaks and nowadays, you can even contribute to a pension if you don't work.
Even if you already have a pension plan in place, legislation regarding pensions has changed in previous years, we can review your existing plan and advise if it is still the best and most effective solution for you.
There are a number of tax efficient ways of providing for a comfortable retirement. The market is complex and choosing the right product requires a detailed understanding of your personal circumstances, tax position, employment status and more.
We take the time to ensure we fully understand your circumstances and requirements and then search the wide range of products we are able to offer to find the best options for you.
Having a pension plan is only the first part of planning for your retirement. As you approach retirement you will need to think about how to ensure that you have the best possible income to support you in the coming years. Key to this is maximising the income & Capital from your pension arrangements (and other assets), we can provide detailed advice following a financial review.
(The tax position depends on an individual's circumstances and may be subject to change).
TO SEE HOW WE CAN HELP YOU:
Call 01903 765873 or visit our Contact us page to request your initial free of charge meeting - without obligation
We would be delighted to meet you at either your home address or our office.